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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
First Community Bank Utah
Online Banking Access

Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. One of our business checking accounts is a great place to start. Our hard-working accounts offer all the services your business needs. Call or come in to open your account today and get a FREE "give" to a bank-sponsored charity. Plus, we will buy back your unused business checks or debit card from a different financial institution.
 
  1. Free $25 give to bank-sponsored charities given at the time of account opening.
  2. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. 
Ask us for details. Bank rules and regulations apply. 

Welcome to Our Enhanced Business Checking Accounts

Totally Free Business Checking

A free account with all the essentials! No minimum balance or monthly service charge.

Simply Business Checking

For the larger business with moderate account activity and additional services!

Commercial Checking

Our Treasury Management team will design a solution for you!

Want to compare these accounts side by side?

Every new Business Checking account includes:


  • FREE VISA® Debit Card
  • FREE Basic Online Banking and Bill Pay
  • FREE eStatements
  • FREE $25 Thank You "Give" to bank-sponsored charity



Checking Account Comparison

Account Details

Totally Free Business Checking

  • 200 FREE items per statement cycle
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders

Simply Business Checking

  • No minimum balance
  • Up to 500 FREE items per statement cycle
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
  • Excess item and cash over limit fees apply

Commercial Checking

  • Eligible for earnings credit from deposit balances which may offset monthly service charge
  • Standard fees include: $10 Monthly maintenance fee, 0.012% deposit protection assessment fee (on monthly avg collected balance per acct up to $250,000) plus account activity fees; $0.10 per debit, $0.25 per credit, $0.10 deposited items, cash and loose coin $0.10 per $100, rolled coin $0.05 per roll
  • Business Online Banking with customized Treasury Management Solutions available
  • Other fees may apply as additional service are selected

Items include all debits, credits, and deposited items.  If the account exceeds the free items per statement cycle, $10,000 in coin and currency deposits or withdrawals per statement cycle, including change orders, or requires additional regulatory oversight, the Totally Free Business account may be changed to Simply Business Checking and Simply Business Checking may be changed to Commercial Checking both of which include additional fees. 

Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule(Opens in a new Window) for details.  $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.

To help in opening your new business accounts, we may request the following:

Sole Proprietor / DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • Proof of registration with State Department of Revenue
  • EIN/TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • Proof of registration with State Department of Revenue
  • Certificate of formation with the state
  • EIN/TIN of Partnership
  • Partnership Agreement
  • Proof of registration with State Department of Revenue
  • EIN/TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax-exempt, IRS documentation or tax return
  • Letter of authority to open account
  • Minutes or Bylaws
  • Proof of registration with State Department of Revenue
  • EIN/TIN of Corporation
  • Articles of Incorporation 
  • Certificate of Incorporation
  • Proof of registration with State Department of Revenue
 
Additional documents and/or state registration may also be required. Contact your First Community Bank Personal Banker and/or New Accounts Representative for further information.

We do not offer Online Account Opening for business checking accounts but we are happy to help you at any of our branches. Please contact us at 801-813-1600 to schedule your appointment. For more information about our hours and locations click below. 
 
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